Commercial Water Damage Claims

Water damage can occur at any time or any location at your business or commercial property. Generally the occurrences are sudden and unexpected and very difficult to detect depending on the specific location of the loss. Water damage claims are the most prevalent or frequent type of claim reported and Plumbing leaks are the major cause of the damages. These leaks include: Drain Pipe, Water Pippe, due to pipe break or burst, Toilet Overflows, Water Heater Leak, Leaks from Appliances.

We work as your advocate throughout the claims process.

Commercial water damage claims can be a very technical and involved process. To be fully compensated for water damage loss, working with an experienced public adjuster is extremely important. We understand that your business is a valued piece of property and is your biggest investment. Our public adjusters work exclusively for the policyholder – not the insurance company – enabling us to act in your best interest. As your advocate, we ensure that both you and your business’ water damage claim are treated fairly by the insurance company.

What is the status of your loss or claim?

Did you just discover damages to your Business or Commercial Property and have not reported the claim yet?
Do you have a Commercial Property Claim that you feel was not adequately paid?
Do you think your Commercial Property Claim has been wrongfully denied?

Hiring Capital Recovery Group Inc means having a claim advocate by your side that will ensure maximum claim recovery in the shortest amount of time.

Whatever the size of your claim or property damage once you engage with our services, as your claims advocate we will:

  • Evaluate existing insurance policies in order to determine what coverage may be applicable to a claim.
  • Business Income and Extra Expense Coverage to pay for the actual loss of income due to a covered loss. Extra expense for additional expenses the business may incur during the period of restoration.
  • Research, detail, and substantiate damage to buildings and contents. Detailed inventory of furniture, fixtures, tenant improvements.
  • Photograph and document all damages.
  • Give notice to your insurance carrier about the loss by Letter of Representation.
  • Determine values for settling covered damages. Prepare scope and content valuation.
  • Prepare complete inventories of business property, detailed unit cost recronstruction estimates of property damages, lost business income projections and extra expense.
  • Prepare, document, and support the claim on behalf of the insured.
  • Attend all meetings and inspections with your insurance company or its representatives.
  • Negotiate maximum settlement with the insurance company on behalf of an insured with your consent.

Here’s just a small selection of the satisfied clients we have helped to maximize their insurance claim settlement.

  • Medical offices including Dentist, Chiropractor, Orthopedic doctor office
  • Dry Cleaners
  • Travel Agency
  • Restaurants and Banquet Halls
  • Shopping Center, Strip Malls
  • Professional and Business Offices
  • Commercial Buildings
  • Supermarkets


We Have Your Back

Here to help you through a variety of insurance claim incidents including:


A Difference You Can See


What Our Clients Say