Commercial Wildfire Damage Claims

Wildfires have gotten bigger and more frequent in recent years and damage homes, businesses and other structures, leaving business owners and commercial property owners with catastrophic and expensive losses. There is no reason that the property owners or businesses have to pay for repairs or deal with unreasonable insurance companies who try to underestimate the losses.

We work as your advocate throughout the claims process.

Fire and smoke may have caused partial damage to the property and water damage may be other damage the property. Evacuation orders or road closures may have affected business income. Inventory affected by smoke which means damaged inventory as well as lost income. Depending on type of business or property there may be losses and there are coverages. There may have been water drop by helicopter or water used as one of the methods to fight the wildfires and fire on the property. If your business or property completely or partially burned there may be details in your insurance policy as to what will be covered and what will excluded on your policy. Details such as maximum payment per tree, other structures and what is considered other structure, maximum payment for loss of business income and many more.

As a public adjuster we work only for you and we are your advocate for the maximum recovery.

What is the status of your loss or claim?

Did you just discover damages to your Business or Commercial Property and have not reported the claim yet?
Do you have a Commercial Property Claim that you feel was not adequately paid?
Do you think your Commercial Property Claim has been wrongfully denied?

Hiring Capital Recovery Group Inc means having a claim advocate by your side that will ensure maximum claim recovery in the shortest amount of time.

Whatever the size of your claim or property damage once you engage with our services, as your claims advocate we will:

  • Evaluate existing insurance policies in order to determine what coverage may be applicable to a claim.
  • Business Income and Extra Expense Coverage to pay for the actual loss of income due to a covered loss. Extra expense for additional expenses the business may incur during the period of restoration.
  • Research, detail, and substantiate damage to buildings and contents. Detailed inventory of furniture, fixtures, tenant improvements.
  • Photograph and document all damages.
  • Give notice to your insurance carrier about the loss by Letter of Representation.
  • Determine values for settling covered damages. Prepare scope and content valuation.
  • Prepare complete inventories of business property, detailed unit cost recronstruction estimates of property damages, lost business income projections and extra expense.
  • Prepare, document, and support the claim on behalf of the insured.
  • Attend all meetings and inspections with your insurance company or its representatives.
  • Negotiate maximum settlement with the insurance company on behalf of an insured with your consent.

Here’s just a small selection of the satisfied clients we have helped to maximize their insurance claim settlement.

  • Medical offices including Dentist, Chiropractor, Orthopedic doctor office
  • Dry Cleaners
  • Travel Agency
  • Restaurants and Banquet Halls
  • Shopping Center, Strip Malls
  • Professional and Business Offices
  • Commercial Buildings
  • Supermarkets


We Have Your Back

Here to help you through a variety of insurance claim incidents including:


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